If you are a Blue Cross Blue Shield of North Carolina individual policyholder, and have a a grandfathered health plan, you will get your renewal rates soon. The good folks at Blue Cross are working to get these rate renewals out to you. They are estimating that if you have a plan with a copay, your renewal should fall around 5%. If your plan is an HSA plan, they expect renewal rates to be a bit higher, in the 12% range. These increases are likely to be lower than many non-grandfathered plan policyholders are currently receiving. Much of the reason for this is the non-grandfathered plans will have to be changed on 1/1/14 to comply with the new requirements under the PPACA. The other side of the coin is that with a grandfathered plan, you are not eligible to receive any government subsidy.