Here is a great summary of why you might need your own disability policy and a strategy to find it. Please give a call if you would like some help. Click here for the summary
A great article on the importance of Disability Insurance.
Your PDQ is your Personal Disability Quotient and it is a great tool to help you put into perspective your chances of being disabled and how long will you be out of work? There is a great tool here to help you determine you PDQ.
Here is an article on the chances of becoming disabled verses dying before retirement.