Health Savings Accounts What are they? HSAs are tax-advantaged medical savings accounts available to taxpayers who are enrolled in an HSA-qualified high-deductible health plan. The funds contributed to the account are not subject to federal income tax at the time of deposit. Unused amounts in one year can be carried over to following years and […]
Back to the Basics
Let’s talk about the basics of Life Insurance. You might have questions about life insurance and that is normal. Not everyone knows all the ins and outs of the types of life insurance so I want to talk about the basics of Life Insurance. I should probably first say that all life insurance is bought […]
The Supreme Court and Healthcare Reform
When clients ask us how the Patient Protection and Affordability Care Act is going to affect them and their health insurance policies we often are forced to tell them “I don’t know”. Â Unfortunately there are still many questions about how this law will be implemented and these questions leave most of us confused. Â We all […]
Veteran’s Day
My father, pictured below, was a Veteran of the Korean War and WWII. He was a Captain in the Naval Supply Corp. He retired from the Navy after twenty-some years. As I am the youngest of his five children, I don’t remember much of the Navy life as he was soon into his second career […]
Fish Fish Fish
Fishing at Wrightsville Beach.
Underinsuring Your Life
Most people who have dependents who rely on their income realize they need life insurance but most don’t take a deep enough look at how much insurance is appropriate. One common mistake people make when planning their life insurance is thinking the small policy they get through work is sufficient, but most employers don’t provide […]
Disability, Is It That Important?
Here is an article on the chances of becoming disabled verses dying before retirement.